.utts-hero{background:linear-gradient(135deg,#071629 0%,#102b48 58%,#18283b 100%);color:#fff;padding:62px 0 54px}
.utts-hero-grid{display:grid;grid-template-columns:minmax(0,1.25fr) minmax(320px,.75fr);gap:34px;align-items:center}
.utts-badge{display:inline-flex;align-items:center;gap:9px;padding:8px 13px;border:1px solid rgba(255,255,255,.22);border-radius:999px;background:rgba(255,255,255,.08);font-size:13px;font-weight:800;letter-spacing:.04em;text-transform:uppercase}
.utts-hero h1{font-size:clamp(34px,5vw,59px);line-height:1.04;margin:19px 0 18px;color:#fff}
.utts-hero p{font-size:18px;line-height:1.72;color:#dce7f1;max-width:780px}
.utts-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}
.utts-btn{display:inline-flex;align-items:center;justify-content:center;min-height:50px;padding:0 21px;border-radius:8px;font-weight:900;text-decoration:none}
.utts-btn-primary{background:#ed1c24;color:#fff}.utts-btn-secondary{border:1px solid rgba(255,255,255,.5);color:#fff}
.utts-quick{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:28px}.utts-quick div{padding:15px;border:1px solid rgba(255,255,255,.15);border-radius:12px;background:rgba(255,255,255,.07)}.utts-quick strong{display:block;color:#fff;margin-bottom:5px}.utts-quick span{font-size:13px;color:#cedbe7;line-height:1.45}
.utts-summary-card{background:#fff;color:#142236;border-radius:18px;padding:27px;box-shadow:0 24px 65px rgba(0,0,0,.24)}.utts-summary-card h2{font-size:25px;margin:0 0 16px}.utts-summary-card ul{list-style:none;padding:0;margin:0}.utts-summary-card li{padding:12px 0 12px 28px;border-bottom:1px solid #e9eef3;position:relative;line-height:1.5}.utts-summary-card li:last-child{border-bottom:0}.utts-summary-card li:before{content:'✓';position:absolute;left:0;color:#ed1c24;font-weight:900}
.utts-section{padding:66px 0}.utts-section.alt{background:#f4f7fa}.utts-kicker{font-weight:900;color:#d71920;text-transform:uppercase;letter-spacing:.09em;font-size:13px;margin:0 0 8px}.utts-section h2{font-size:clamp(28px,4vw,43px);line-height:1.12;color:#102033;margin:0 0 18px}.utts-lead{font-size:18px;line-height:1.75;color:#526174;max-width:890px}.utts-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:30px}.utts-grid.two{grid-template-columns:repeat(2,1fr)}.utts-card{background:#fff;border:1px solid #e1e7ed;border-radius:15px;padding:25px;box-shadow:0 9px 30px rgba(15,38,62,.06)}.utts-card h3{font-size:21px;margin:0 0 11px;color:#102033}.utts-card p{margin:0;color:#526174;line-height:1.68}.utts-card .num{width:38px;height:38px;border-radius:50%;display:flex;align-items:center;justify-content:center;background:#ed1c24;color:#fff;font-weight:900;margin-bottom:15px}
.utts-callout{border-left:5px solid #ed1c24;padding:22px 25px;background:#fff;border-radius:12px;box-shadow:0 10px 30px rgba(15,38,62,.07);margin:28px 0}.utts-callout strong{color:#c90019}.utts-callout p{margin:6px 0 0;line-height:1.7;color:#46576a}
.utts-compare{width:100%;border-collapse:collapse;margin-top:27px;background:#fff;border-radius:14px;overflow:hidden;box-shadow:0 8px 30px rgba(15,38,62,.07)}.utts-compare th,.utts-compare td{text-align:left;padding:17px 18px;border-bottom:1px solid #e6ebf0;vertical-align:top}.utts-compare th{background:#10263d;color:#fff}.utts-compare td:first-child{font-weight:800;color:#102033;width:25%}
.utts-faq{max-width:940px;margin-top:25px}.utts-faq details{background:#fff;border:1px solid #e0e6ec;border-radius:12px;margin-bottom:11px;padding:0 19px}.utts-faq summary{cursor:pointer;font-weight:850;color:#102033;padding:18px 28px 18px 0;position:relative}.utts-faq summary:after{content:'+';position:absolute;right:0;font-size:24px;color:#ed1c24}.utts-faq details[open] summary:after{content:'−'}.utts-faq details p{color:#526174;line-height:1.72;margin:0 0 19px}
.utts-sources{font-size:13px;color:#6c7886;line-height:1.65}.utts-sources a{color:#b80019;font-weight:700}.utts-related{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-top:25px}.utts-related a{display:block;padding:19px;background:#fff;border:1px solid #e0e6ec;border-radius:12px;text-decoration:none;color:#102033;font-weight:850}.utts-related a span{display:block;font-size:13px;color:#697789;font-weight:500;margin-top:7px;line-height:1.5}
.utts-inline-block{margin:45px auto;max-width:1180px;padding:30px;border-radius:18px;background:linear-gradient(135deg,#091a2d,#163452);color:#fff}.utts-inline-block h2{color:#fff;margin:0 0 11px}.utts-inline-block p{color:#d6e2ec;line-height:1.7}.utts-inline-links{display:flex;gap:12px;flex-wrap:wrap;margin-top:19px}.utts-inline-links a{padding:11px 16px;border-radius:7px;background:#ed1c24;color:#fff;text-decoration:none;font-weight:850}.utts-inline-links a:nth-child(2){background:#fff;color:#102033}
@media(max-width:900px){.utts-hero-grid{grid-template-columns:1fr}.utts-grid,.utts-grid.two,.utts-related{grid-template-columns:1fr 1fr}}@media(max-width:600px){.utts-hero{padding:44px 0}.utts-quick,.utts-grid,.utts-grid.two,.utts-related{grid-template-columns:1fr}.utts-compare{font-size:14px}.utts-compare th,.utts-compare td{padding:13px 10px}.utts-inline-block{margin:28px 15px;padding:23px}}